diff --git a/jsowell-admin/src/main/java/com/jsowell/web/controller/pile/AdapayMemberController.java b/jsowell-admin/src/main/java/com/jsowell/web/controller/pile/AdapayMemberController.java
index e42909c2a..0796ccaf4 100644
--- a/jsowell-admin/src/main/java/com/jsowell/web/controller/pile/AdapayMemberController.java
+++ b/jsowell-admin/src/main/java/com/jsowell/web/controller/pile/AdapayMemberController.java
@@ -209,7 +209,8 @@ public class AdapayMemberController extends BaseController {
     public AjaxResult deleteSettleAccount(@RequestBody AdapayMemberInfoDTO dto) {
         AjaxResult result = null;
         try {
-            adapayService.createDeleteSettleAccountRequest(dto.getAdapayMemberId(), dto.getSettleAccountId(), Constants.DEFAULT_APP_ID);
+            // 新写删除方法
+            adapayService.deleteSettleAccount(dto);
             result = AjaxResult.success();
         } catch (Exception e) {
             logger.error("删除结算账户 error,", e);
@@ -217,4 +218,23 @@ public class AdapayMemberController extends BaseController {
         }
         return result;
     }
+
+
+    /**
+     * 在仅删除结算账户后，重新创建新的结算账户
+     * 注：使用原 member_id 重新创建结算账户对象，且必须与原身份证和银行卡户名保持一致
+     * @param dto
+     * @return
+     */
+    @PostMapping("createBankAccount")
+    public AjaxResult createBankAccount(@RequestBody SettleAccountDTO dto) {
+        AjaxResult result = null;
+        try {
+            adapayService.createBankAccount(dto);
+        } catch (Exception e) {
+            logger.error("重新创建结算账户 error, ", e);
+            result = AjaxResult.error();
+        }
+        return result;
+    }
 }
diff --git a/jsowell-pile/src/main/java/com/jsowell/adapay/service/AdapayService.java b/jsowell-pile/src/main/java/com/jsowell/adapay/service/AdapayService.java
index 018f8268a..a612d0662 100644
--- a/jsowell-pile/src/main/java/com/jsowell/adapay/service/AdapayService.java
+++ b/jsowell-pile/src/main/java/com/jsowell/adapay/service/AdapayService.java
@@ -1517,4 +1517,53 @@ public class AdapayService {
 
         return totalSplitAmount;
     }
+
+    /**
+     * 创建结算账户
+     * @param dto
+     * @throws BaseAdaPayException
+     */
+    public void createBankAccount(SettleAccountDTO dto) throws BaseAdaPayException {
+        // 根据运营商id 查出现有的adapayMemberId
+        String merchantId = dto.getMerchantId();
+        // 新写一个查询方法，查询最近一条的记录（因为之前已经删除过数据，使用原查询方法查不到数据）
+        AdapayMemberAccount adapayMemberAccount = adapayMemberAccountService.selectRecentInfoByMerchantId(merchantId);
+        if (adapayMemberAccount == null) {
+            return;
+        }
+        String adapayMemberId = adapayMemberAccount.getAdapayMemberId();
+        // 查询该商户的wxAppId
+        String wxAppId = pileMerchantInfoService.queryAppIdByMerchantId(merchantId);
+        // 创建结算账户请求
+        Map<String, Object> settleAccount = this.createSettleAccountRequest(dto, adapayMemberId, wxAppId);
+
+        // 保存结果
+        if (settleAccount == null || StringUtils.equals((String) settleAccount.get("status"), "failed")) {
+            String errorMsg = settleAccount == null ? "创建汇付结算账户失败" : (String) settleAccount.get("error_msg");
+            throw new BusinessException("00500001", errorMsg);
+        }
+
+        String settleAccountId = (String) settleAccount.get("id");
+        // 保存到数据库
+        adapayMemberAccount = new AdapayMemberAccount();
+        adapayMemberAccount.setMerchantId(dto.getMerchantId());
+        adapayMemberAccount.setAdapayMemberId(adapayMemberId);
+        adapayMemberAccount.setSettleAccountId(settleAccountId);
+        adapayMemberAccount.setStatus(Constants.ONE);
+        adapayMemberAccountService.insertAdapayMemberAccount(adapayMemberAccount);
+    }
+
+    /**
+     * 删除结算账户（先删除汇付的结算账户，再逻辑删除数据库）
+     * @param dto
+     * @throws BaseAdaPayException
+     */
+    public void deleteSettleAccount(AdapayMemberInfoDTO dto) throws BaseAdaPayException {
+        // 查询appId
+        String wechatAppId = pileMerchantInfoService.queryAppIdByMerchantId(dto.getMerchantId());
+        // 1、新建删除请求 2、如果成功，再将数据库中的记录删除
+        this.createDeleteSettleAccountRequest(dto.getAdapayMemberId(), dto.getSettleAccountId(), wechatAppId);
+        // 删除数据库中的记录
+        adapayMemberAccountService.deleteAccountByMerchantId(dto.getMerchantId());
+    }
 }
diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/mapper/AdapayMemberAccountMapper.java b/jsowell-pile/src/main/java/com/jsowell/pile/mapper/AdapayMemberAccountMapper.java
index d26e43d2a..287536d67 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/mapper/AdapayMemberAccountMapper.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/mapper/AdapayMemberAccountMapper.java
@@ -119,4 +119,17 @@ public interface AdapayMemberAccountMapper {
     void updateAdapayMemberAccountByMemberId(AdapayMemberAccount adapayMemberAccount);
 
     AdapayMemberAccount selectByMemberId(String memberId);
+
+    /**
+     * 通过运营商id删除账户信息
+     * @param merchantId
+     */
+    void deleteAccountByMerchantId(String merchantId);
+
+    /**
+     * 根据运营商id查询最近一条的信息
+     * @param merchantId
+     * @return
+     */
+    AdapayMemberAccount selectRecentInfoByMerchantId(String merchantId);
 }
\ No newline at end of file
diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/AdapayMemberAccountService.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/AdapayMemberAccountService.java
index ed756b9ab..19bf9576d 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/AdapayMemberAccountService.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/AdapayMemberAccountService.java
@@ -109,4 +109,17 @@ public interface AdapayMemberAccountService {
      * @return
      */
     String selectMerchantNameByAdapayMemberId(String adapayMemberId);
+
+    /**
+     * 根据运营商id删除记录
+     * @param merchantId
+     */
+    void deleteAccountByMerchantId(String merchantId);
+
+    /**
+     * 根据运营商Id查询最近一条的信息
+     * @param merchantId
+     * @return
+     */
+    AdapayMemberAccount selectRecentInfoByMerchantId(String merchantId);
 }
diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/AdapayMemberAccountServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/AdapayMemberAccountServiceImpl.java
index 8f8815aa3..17b51de3a 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/AdapayMemberAccountServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/AdapayMemberAccountServiceImpl.java
@@ -259,5 +259,19 @@ public class AdapayMemberAccountServiceImpl implements AdapayMemberAccountServic
         return pileMerchantInfo.getMerchantName();
     }
 
+    @Override
+    public void deleteAccountByMerchantId(String merchantId) {
+        adapayMemberAccountMapper.deleteAccountByMerchantId(merchantId);
+    }
+
+    /**
+     * 根据运营商id查询最近一条的信息
+     * @param merchantId
+     * @return
+     */
+    @Override
+    public AdapayMemberAccount selectRecentInfoByMerchantId(String merchantId) {
+        return adapayMemberAccountMapper.selectRecentInfoByMerchantId(merchantId);
+    }
 }
 
diff --git a/jsowell-pile/src/main/resources/mapper/pile/AdapayMemberAccountMapper.xml b/jsowell-pile/src/main/resources/mapper/pile/AdapayMemberAccountMapper.xml
index 47ef0b5a9..3a6e96999 100644
--- a/jsowell-pile/src/main/resources/mapper/pile/AdapayMemberAccountMapper.xml
+++ b/jsowell-pile/src/main/resources/mapper/pile/AdapayMemberAccountMapper.xml
@@ -528,4 +528,20 @@
         where del_flag = '0'
         and adapay_member_id = #{memberId,jdbcType=VARCHAR}
     </select>
+
+  <update id="deleteAccountByMerchantId">
+    update
+      adapay_member_account
+    set del_flag = '0'
+    where merchant_id = #{merchantId,jdbcType=VARCHAR}
+  </update>
+
+  <select id="selectRecentInfoByMerchantId" resultMap="BaseResultMap">
+    select
+    <include refid="Base_Column_List" />
+    from adapay_member_account
+    where merchant_id = #{merchantId,jdbcType=VARCHAR}
+    order by create_time desc
+    limit 1
+  </select>
 </mapper>
\ No newline at end of file