diff --git a/jsowell-admin/src/main/java/com/jsowell/service/OrderService.java b/jsowell-admin/src/main/java/com/jsowell/service/OrderService.java
index 0cf63bfd7..4bdf5a19a 100644
--- a/jsowell-admin/src/main/java/com/jsowell/service/OrderService.java
+++ b/jsowell-admin/src/main/java/com/jsowell/service/OrderService.java
@@ -146,6 +146,9 @@ public class OrderService {
     @Autowired
     private PersonalChargingRecordService personalChargingRecordService;
 
+    @Autowired
+    private IOrderInsuranceInfoService orderInsuranceInfoService;
+
     // 引入线程池
     private ThreadPoolTaskExecutor executor = SpringUtils.getBean("threadPoolTaskExecutor");
 
@@ -1205,10 +1208,17 @@ public class OrderService {
                 }
             }, executor);
 
+            BigDecimal chargeAmount = BigDecimal.ZERO;
+            OrderBasicInfo orderBasicInfo = orderBasicInfoService.getOrderInfoByOrderCode(orderCode);
+            BigDecimal insuranceAmount = orderBasicInfo.getInsuranceAmount();
+            if (insuranceAmount != null) {
+                // 如果用户支付了保险金额，则充电金额需将保险金额减去
+                chargeAmount = amount.divide(insuranceAmount).setScale(2, RoundingMode.HALF_UP);
+            }
             // 支付订单成功
             PayOrderSuccessCallbackDTO callbackDTO = PayOrderSuccessCallbackDTO.builder()
                     .orderCode(orderCode)
-                    .payAmount(amount)
+                    .payAmount(chargeAmount)
                     // .payMode(OrderPayModeEnum.PAYMENT_OF_WECHATPAY.getValue())
                     .payMode(payModel)
                     .acquirer(AcquirerEnum.ADAPAY.getValue())