diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index 5bbaa9d18..b0f2bda5d 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -1947,8 +1947,13 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
         OrderBasicInfo orderBasicInfo = this.getOrderInfoByOrderCode(afterSettleOrderDTO.getOrderCode());
         String payMode = orderBasicInfo.getPayMode();
 
+
         // 校验订单支付金额，消费金额，退款金额
         BigDecimal orderPayAmount = afterSettleOrderDTO.getOrderPayAmount(); // 支付金额
+        if (orderBasicInfo.getInsuranceAmount() != null) {
+            // 如果该笔订单保险金额不为空，则将支付金额 - 保险金额作为新的支付金额
+            orderPayAmount = orderPayAmount.subtract(orderBasicInfo.getInsuranceAmount());
+        }
         BigDecimal orderConsumeAmount = afterSettleOrderDTO.getOrderConsumeAmount(); // 消费金额
         BigDecimal orderSettleAmount = afterSettleOrderDTO.getOrderSettleAmount();
         BigDecimal orderRefundAmount = afterSettleOrderDTO.getOrderRefundAmount(); // 退款金额
@@ -2008,6 +2013,8 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
      */
     private List<PaymentInfo> getOrderPaymentInfoList(AfterSettleOrderDTO afterSettleOrderDTO) {
         String orderCode = afterSettleOrderDTO.getOrderCode();
+        OrderBasicInfo orderBasicInfo = afterSettleOrderDTO.getOrderBasicInfo();
+
         // 查询订单支付记录
         List<OrderPayRecord> orderPayRecordList = orderPayRecordService.getOrderPayRecordList(orderCode);
         // 选出需要分账的支付id
@@ -2052,6 +2059,9 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
         // 订单编号
         String orderCode = afterSettleOrderDTO.getOrderCode();
 
+        // 订单信息
+        OrderBasicInfo orderBasicInfo = afterSettleOrderDTO.getOrderBasicInfo();
+
         // 订单是否需要分账, 结算金额必须大于0
         if (orderSettleAmount == null || orderSettleAmount.compareTo(BigDecimal.ZERO) <= 0) {
             logger.info("realTimeOrderSplit-订单[{}]结算金额[{}]必须大于0", afterSettleOrderDTO.getOrderCode(), orderSettleAmount);
@@ -2175,6 +2185,7 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
     @Override
     public List<SplitData> calculationSplitDataList(List<StationSplitConfig> stationSplitConfigList, AfterSettleOrderDTO afterSettleOrderDTO) {
         List<SplitData> resultList = Lists.newArrayList();
+        OrderBasicInfo orderBasicInfo = afterSettleOrderDTO.getOrderBasicInfo();
 
         // totalElecSplitRatio和totalServiceSplitRatio 都等于100%, 才进行后续操作
         boolean verifySplitConfig = stationSplitConfigService.verifySplitConfig(stationSplitConfigList);
@@ -2237,6 +2248,16 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
             return resultList;
         }
 
+        // 如果保险金额不为空，新增一条分账信息
+        if (orderBasicInfo.getInsuranceAmount() != null) {
+            SplitData insuranceSplit = new SplitData();
+            insuranceSplit.setMemberId(Constants.ZERO);
+            insuranceSplit.setAmount(String.valueOf(orderBasicInfo.getInsuranceAmount()));
+            insuranceSplit.setFeeFlag(Constants.ZERO);
+
+            resultList.add(insuranceSplit);
+        }
+
         return resultList;
     }