diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/programlogic/NotDelayMerchantProgramLogic.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/programlogic/NotDelayMerchantProgramLogic.java
index 1dc6de076..48a1fedbe 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/programlogic/NotDelayMerchantProgramLogic.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/programlogic/NotDelayMerchantProgramLogic.java
@@ -205,6 +205,111 @@ public class NotDelayMerchantProgramLogic extends AbstractProgramLogic {
         memberTransactionRecordService.insertSelective(record);
     }
 
+    /**
+     * 余额支付订单逻辑
+     * 使用的是通过后管充值的余额
+     * 包括赠送金
+     */
+    @Transactional(rollbackFor = Exception.class)
+    public void balancePayOrderV2(PayOrderDTO dto) {
+        logger.info("【{}】-余额支付订单V2start, param:{}", this.getClass().getSimpleName(), JSON.toJSONString(dto));
+        // 订单编号
+        String orderCode = dto.getOrderCode();
+        // 查订单详情
+        OrderBasicInfo orderBasicInfo = orderBasicInfoService.getOrderInfoByOrderCode(orderCode);
+        // 订单所属运营商id
+        String merchantId = orderBasicInfo.getMerchantId();
+        // 支付金额
+        BigDecimal chargeAmount = dto.getPayAmount();
+        // 会员id
+        String memberId = dto.getMemberId();
+        // 查询该会员的余额 在所属运营商的余额
+        MemberVO memberVO = memberBasicInfoService.queryMemberInfoByMemberId(dto.getMemberId(), merchantId);
+        // 总余额
+        BigDecimal totalAccountAmount = memberVO.getTotalAccountAmount();
+        if (totalAccountAmount.compareTo(chargeAmount) < 0) {
+            // 总余额小于充电金额
+            throw new BusinessException(ReturnCodeEnum.CODE_BALANCE_IS_INSUFFICIENT);
+        }
+
+        // 本金支付金额
+        BigDecimal principalBalancePay = BigDecimal.ZERO;
+        // 赠送金支付金额
+        BigDecimal giftBalancePay = BigDecimal.ZERO;
+        // 计算下发金额
+        Map<String, BigDecimal> stringBigDecimalMap = calculateTheAmount(memberVO);
+        if (stringBigDecimalMap != null) {
+            principalBalancePay = stringBigDecimalMap.get("principalBalancePay");
+            giftBalancePay = stringBigDecimalMap.get("giftBalancePay");
+        }
+
+        // 更新会员钱包 全部金额都用于支付订单
+        UpdateMemberBalanceDTO updateMemberBalanceDTO = UpdateMemberBalanceDTO.builder()
+                .memberId(memberId)
+                .targetMerchantId(merchantId)
+                .type(MemberWalletEnum.TYPE_OUT.getValue())
+                .subType(MemberWalletEnum.SUBTYPE_PAYMENT_FOR_ORDER.getValue())
+                .updatePrincipalBalance(principalBalancePay) // 使用本金支付的金额
+                .updateGiftBalance(giftBalancePay) // 赠送金额支付
+                .relatedOrderCode(orderCode)
+                .build();
+        memberBasicInfoService.updateMemberBalance(updateMemberBalanceDTO);
+
+        // 本金支付
+        OrderPayRecord principalPayRecord = null;
+        if (principalBalancePay.compareTo(BigDecimal.ZERO) > 0) {
+            principalPayRecord = OrderPayRecord.builder()
+                    .orderCode(orderCode)
+                    .payMode(OrderPayRecordEnum.PRINCIPAL_BALANCE_PAYMENT.getValue())
+                    .payAmount(principalBalancePay)
+                    .acquirer(AcquirerEnum.LOCAL.getValue())
+                    .createBy(memberId)
+                    .createTime(DateUtils.getNowDate())
+                    .delFlag(DelFlagEnum.NORMAL.getValue())
+                    .build();
+        }
+
+        // 赠送金支付
+        OrderPayRecord giftPayRecord = null;
+        if (giftBalancePay.compareTo(BigDecimal.ZERO) > 0) {
+            giftPayRecord = OrderPayRecord.builder()
+                    .orderCode(orderCode)
+                    .payMode(OrderPayRecordEnum.GIFT_BALANCE_PAYMENT.getValue())
+                    .payAmount(giftBalancePay)
+                    .acquirer(AcquirerEnum.LOCAL.getValue())
+                    .createBy(memberId)
+                    .createTime(DateUtils.getNowDate())
+                    .delFlag(DelFlagEnum.NORMAL.getValue())
+                    .build();
+        }
+
+        // 记录支订单付流水 记录两条支付
+        List<OrderPayRecord> payRecordList = Lists.newArrayList(principalPayRecord, giftPayRecord);
+        orderPayRecordService.batchInsert(payRecordList);
+
+        // 余额支付可以直接调支付回调方法
+        PayOrderSuccessCallbackDTO callbackDTO = PayOrderSuccessCallbackDTO.builder()
+                .orderCode(orderCode)
+                .payAmount(chargeAmount)
+                .payMode(dto.getPayMode())
+                .startMode(dto.getStartMode())
+                .acquirer(AcquirerEnum.LOCAL.getValue())
+                .build();
+        payOrderSuccessCallback(callbackDTO);
+
+        // 余额支付订单 记录会员交易流水
+        MemberTransactionRecord record = MemberTransactionRecord.builder()
+                .orderCode(orderCode)
+                .scenarioType(ScenarioEnum.ORDER.getValue())
+                .memberId(memberId)
+                .actionType(ActionTypeEnum.FORWARD.getValue())
+                .payMode(PayModeEnum.PAYMENT_OF_BALANCE.getValue())
+                .paymentInstitutions(PaymentInstitutionsEnum.LOCAL_ACCOUNTS.getValue())
+                .amount(dto.getPayAmount()) // 单位元
+                .build();
+        memberTransactionRecordService.insertSelective(record);
+    }
+
     /**
      * 在线支付订单
      *