diff --git a/jsowell-admin/src/test/java/PaymentTestController.java b/jsowell-admin/src/test/java/PaymentTestController.java
index 00fbf44ed..ae5833b6b 100644
--- a/jsowell-admin/src/test/java/PaymentTestController.java
+++ b/jsowell-admin/src/test/java/PaymentTestController.java
@@ -557,13 +557,51 @@ public class PaymentTestController {
     }
 
     /**
-     * 提取余额到自己账户
+     * 由于限制单笔转账1万，转账方法改为循环创建
+     * @throws BaseAdaPayException
+     */
+    @Test
+    public void cycleCreateBalancePayment() throws BaseAdaPayException {
+        BigDecimal totalAmount = new BigDecimal("156821.00"); // TODO 需要转账的总金额
+        String outMemberId = "AM84864234"; // TODO 出账memberId
+        String inMemberId = "0"; // 入账memberId
+        String title = "提取余额到自己账户"; // 标题
+        String desc = "2025年9月27日10点26分，售后需求：客户重新添加结算账户, 原账户余额无法提取, 由现下打款给客户"; // 描述
+        String wechatAppId = wechatAppId1; // 万车充id
+
+        // 计算转账次数
+        BigDecimal singleLimit = new BigDecimal("10000.00"); // 单笔限额
+        int count = totalAmount.divide(singleLimit, 0, BigDecimal.ROUND_UP).intValue();
+
+        // 计算每次转账金额
+        BigDecimal remainingAmount = totalAmount;
+        List<BigDecimal> transferAmounts = new ArrayList<>();
+        while (remainingAmount.compareTo(BigDecimal.ZERO) > 0) {
+            // 计算当前转账金额（取剩余金额和单笔最大金额中的较小值）
+            BigDecimal currentAmount = remainingAmount.min(singleLimit);
+            transferAmounts.add(currentAmount);
+            // 减去已转账金额
+            remainingAmount = remainingAmount.subtract(currentAmount);
+        }
+
+        logger.info("计算转账次数:{}",  count);
+        logger.info("转账金额：{}", transferAmounts);
+
+        // 循环创建转账
+        for (int i = 0; i < count; i++) {
+            String transAmt = transferAmounts.get(i).toString(); // 金额
+            adapayService.createBalancePaymentRequest(outMemberId, inMemberId, transAmt, title, desc, wechatAppId);
+        }
+    }
+
+    /**
+     * 提取余额到自己账户， 转账超过1万使用循环创建{@link PaymentTestController#cycleCreateBalancePayment()}
      */
     @Test
     public void createBalancePaymentRequestTest() {
-        String outMemberId = "AM46804136"; // 出账memberId
+        String outMemberId = "AM84864234"; // 出账memberId
         String inMemberId = "0"; // 入账memberId
-        String transAmt = "23831.81"; // 金额
+        String transAmt = "10000.00"; // 金额
         String title = "提取余额到自己账户"; // 标题
         String desc = "2025年9月27日10点26分，售后需求：客户重新添加结算账户, 原账户余额无法提取, 由现下打款给客户"; // 描述
         String wechatAppId = wechatAppId1; // 万车充id