diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index cab28f0ae..a0a3b48b5 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -662,12 +662,12 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
             logger.error("启动失败退款, orderCode:{}, transactionCode:{}, 执行订单结算逻辑发生异常", orderInfo.getOrderCode(),transactionCode, e);
         }
 
-        // 退保险金额
-        try {
-            refundInsurance(orderInfo);
-        } catch (Exception e) {
-            logger.error("启动失败退款, orderCode:{}, transactionCode:{}, 退保险发生异常", orderInfo.getOrderCode(),transactionCode, e);
-        }
+        // 退保险金额 2025-05-18注释，支付成功未启动订单，保险费退款集成到订单退款中
+        // try {
+        //     refundInsurance(orderInfo);
+        // } catch (Exception e) {
+        //     logger.error("启动失败退款, orderCode:{}, transactionCode:{}, 退保险发生异常", orderInfo.getOrderCode(),transactionCode, e);
+        // }
     }
 
     /**