update 汇付账户本地删除与结算校验

jsowell-pile/src/main/java/com/jsowell/pile/service/AdapayMemberAccountService.java

@@ -111,10 +111,9 @@ public interface AdapayMemberAccountService {
     String selectMerchantNameByAdapayMemberId(String adapayMemberId);
 
     /**
-     * 根据运营商id删除记录
-     * @param merchantId
+     * 精确逻辑删除当前有效账户，避免并发开户时误删新记录。
      */
-    void deleteAccountByMerchantId(String merchantId);
+    int deleteCurrentAccount(Integer id, String merchantId, String adapayMemberId);
 
     void clearSettleAccountByMerchantId(String merchantId);