diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index 827d18d1c..158dd4b6c 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -638,8 +638,12 @@ public class OrderBasicInfoServiceImpl implements IOrderBasicInfoService {
             orderAmount = payAmount;
         }
 
-        // 虚拟金额 指订单消费中使用赠送金额支付的部分
+        // 虚拟金额 指订单消费中不参与结算的部分
         BigDecimal virtualAmount = BigDecimal.ZERO;
+        if (OrderPayModeEnum.PAYMENT_OF_WHITELIST.getValue().equals(orderBasicInfo.getPayMode())) {
+            // 白名单支付所消费的金额，都属于虚拟金额，不参与结算对账
+            virtualAmount = new BigDecimal(orderAmount.toString());
+        }
 
         // 剩余需要退回的金额 residue
         BigDecimal residue = payAmount.subtract(orderAmount);