From c54a07ad406adb1dc1422dc6ac28f1d4e27c669f Mon Sep 17 00:00:00 2001
From: Lemon <ziao4956@gmail.com>
Date: Tue, 16 Sep 2025 15:47:15 +0800
Subject: [PATCH] =?UTF-8?q?update=20=E9=80=80=E6=AC=BE=E9=87=91=E9=A2=9D?=
 =?UTF-8?q?=E8=AE=A1=E7=AE=97=E4=BF=9D=E9=99=A9=E9=87=91=E9=A2=9D?=
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---
 .../jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java | 5 +++++
 1 file changed, 5 insertions(+)

diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index b25ce0532..98155fc1a 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -1984,6 +1984,11 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
             }
         }
 
+        // 判断订单是否购买保险
+        if (orderBasicInfo.getInsuranceAmount().compareTo(BigDecimal.ZERO) > 0) {
+            // 如果购买保险，则退款金额需要再减去保险金额
+            orderRefundAmount = orderRefundAmount.subtract(orderBasicInfo.getInsuranceAmount());
+        }
         // 校验通过，将退款金额重新set（为了避免数据库的退款金额没有及时更新）
         orderBasicInfo.setRefundAmount(orderRefundAmount);
         afterSettleOrderDTO.setOrderBasicInfo(orderBasicInfo);