From d3273438ba0934c62f2988c2d68698a9525936ab Mon Sep 17 00:00:00 2001
From: Guoqs <123456@jsowell.com>
Date: Sat, 25 Jul 2026 11:49:04 +0800
Subject: [PATCH] =?UTF-8?q?update=20=E8=AE=A2=E5=8D=95=E6=94=AF=E4=BB=98?=
 =?UTF-8?q?=E9=87=91=E9=A2=9D=20=3D=20=E5=85=85=E7=94=B5=E9=87=91=E9=A2=9D?=
 =?UTF-8?q?=20+=20=E4=BF=9D=E9=99=A9=E9=87=91=E9=A2=9D?=
MIME-Version: 1.0
Content-Type: text/plain; charset=UTF-8
Content-Transfer-Encoding: 8bit

---
 .../jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java | 5 ++++-
 1 file changed, 4 insertions(+), 1 deletion(-)

diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index a4e743c9a..a74609c88 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -1137,7 +1137,10 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
                         .reason("订单支付明细与会员钱包出账金额不一致")
                         .build();
             }
-            if (!baseFieldsReady || !samePaymentAmount(orderBasicInfo.getPayAmount(), payRecordAmount)) {
+            // 订单支付金额 = 充电金额 + 保险金额
+            BigDecimal orderPayAmount = orderBasicInfo.getPayAmount()
+                    .add(orderBasicInfo.getInsuranceAmount() == null ? BigDecimal.ZERO : orderBasicInfo.getInsuranceAmount());
+            if (!baseFieldsReady || !samePaymentAmount(orderPayAmount, payRecordAmount)) {
                 return OrderPaymentCheckResult.builder()
                         .checkCompleted(true)
                         .paymentEvidenceFound(true)