diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/StationSplitConfigServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/StationSplitConfigServiceImpl.java
index 9f35f6ac1..44c411887 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/StationSplitConfigServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/StationSplitConfigServiceImpl.java
@@ -6,6 +6,7 @@ import com.jsowell.common.enums.DelFlagEnum;
 import com.jsowell.common.exception.BusinessException;
 import com.jsowell.common.util.DateUtils;
 import com.jsowell.common.util.SecurityUtils;
+import com.jsowell.common.util.StringUtils;
 import com.jsowell.pile.domain.AdapayMemberAccount;
 import com.jsowell.pile.domain.StationSplitConfig;
 import com.jsowell.pile.dto.SplitConfigDTO;
@@ -53,16 +54,25 @@ public class StationSplitConfigServiceImpl implements StationSplitConfigService{
 
         // 校验分成比例相加是否为100.0%
         List<SplitUserDetailDTO> splitUserDetailList = splitConfigDTO.getSplitUserDetailList();
+
         int feeFlagCount = 0; // 手续费承担方数
         BigDecimal totalElectricitySplitRatio = BigDecimal.ZERO;
         BigDecimal totalServiceSplitRatio = BigDecimal.ZERO;
+        boolean haveTheMerchant = false; // 有本运营商的汇付账户
         for (SplitUserDetailDTO splitUserDetailDTO : splitUserDetailList) {
+            if (StringUtils.equals(splitUserDetailDTO.getAdapayMemberId(), adapayMemberAccount.getAdapayMemberId())) {
+                haveTheMerchant = true;
+            }
             if (Constants.ONE.equals(splitUserDetailDTO.getFeeFlag())) {
                 feeFlagCount++;
             }
             totalElectricitySplitRatio = totalElectricitySplitRatio.add(splitUserDetailDTO.getElectricitySplitRatio());
             totalServiceSplitRatio = totalServiceSplitRatio.add(splitUserDetailDTO.getServiceSplitRatio());
         }
+        if (!haveTheMerchant) {
+            // 没有本运营商的汇付账户, 抛出异常
+            throw new BusinessException("", "参与分成的用户中未包含本运营商的汇付账户");
+        }
         if (feeFlagCount != 1) {
             // 只能有一位手续费承担方, 超过则报错
             throw new BusinessException("", "手续费承担方设置错误, 有且只能有1位手续费承担方");