diff --git a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
index fe16623bd..ab7bdfe34 100644
--- a/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
+++ b/jsowell-pile/src/main/java/com/jsowell/pile/service/impl/OrderBasicInfoServiceImpl.java
@@ -891,6 +891,13 @@ public class OrderBasicInfoServiceImpl implements OrderBasicInfoService {
         }
         // 修改保险订单表的退款状态
         OrderInsuranceInfo insuranceInfo = orderInsuranceInfoService.getInsuranceInfoByOrderCode(orderBasicInfo.getOrderCode());
+        if (insuranceInfo == null) {
+            // 新增一条数据
+            insuranceInfo = OrderInsuranceInfo.builder()
+                    .orderCode(orderBasicInfo.getOrderCode())
+                    .tradeAmount(insuranceAmount)
+                    .build();
+        }
         insuranceInfo.setRefundStatus(Constants.ONE);
         orderInsuranceInfoService.updateOrderInsuranceInfo(insuranceInfo);
     }