修复在线支付保险订单 payAmount 与 payRecordAmount 不一致

在线支付回调(adapayCallback)中主动将 payAmount 减去了 insuranceAmount 再传给回调，
但 order_pay_record 记录的是完整支付金额，导致校验时 payAmount(扣减后) ≠ payRecordAmount(完整)。

修复：
1. OrderService.adapayCallback: callbackDTO 传完整 amount，同时带上 insuranceAmount
2. payOrderSuccessCallback: 下发桩的启动金额用 payAmount - insuranceAmount 计算，
   订单主表 payAmount 仍为完整支付金额，与 payRecordAmount 一致

jsowell-admin/src/main/java/com/jsowell/service/OrderService.java

@@ -1299,19 +1299,13 @@ public class OrderService {
                 }
             }, executor);
 
-            // 初始化充电金额
-            BigDecimal chargeAmount = amount;
+            // 支付订单成功
             OrderBasicInfo orderBasicInfo = orderBasicInfoService.getOrderInfoByOrderCode(orderCode);
             BigDecimal insuranceAmount = orderBasicInfo.getInsuranceAmount();
-            if (insuranceAmount.compareTo(BigDecimal.ZERO) > 0) {
-                // 如果用户支付了保险金额，则充电金额需将保险金额减去
-                chargeAmount = amount.subtract(insuranceAmount).setScale(2, RoundingMode.HALF_UP);
-            }
-            // 支付订单成功
             PayOrderSuccessCallbackDTO callbackDTO = PayOrderSuccessCallbackDTO.builder()
                     .orderCode(orderCode)
-                    .payAmount(chargeAmount) // amount
-                    // .payMode(OrderPayModeEnum.PAYMENT_OF_WECHATPAY.getValue())
+                    .payAmount(amount) // 完整支付金额（含保险），与 order_pay_record 汇总一致
+                    .insuranceAmount(insuranceAmount) // 保险金额，回调中用于计算下发桩的充电金额
                     .payMode(payModel)
                     .acquirer(AcquirerEnum.ADAPAY.getValue())
                     .build();