bugfix 余额支付退款时空指针异常

jsowell-pile/src/main/java/com/jsowell/pile/mapper/MemberWalletInfoMapper.java

@@ -38,6 +38,8 @@ public interface MemberWalletInfoMapper {
      */
     MemberWalletInfo selectByMemberId(@Param("memberId") String memberId, @Param("merchantId") String merchantId);
 
+    List<MemberWalletInfo> selectByMemberIdList(@Param("memberId") String memberId, @Param("merchantId") String merchantId);
+
     List<MemberWalletInfo> selectByMemberWalletList(@Param("memberId") String memberId);
 
     MemberWalletInfo selectByWalletCode(@Param("walletCode") String walletCode);

jsowell-pile/src/main/java/com/jsowell/pile/service/impl/MemberWalletInfoServiceImpl.java

@@ -46,7 +46,15 @@ public class MemberWalletInfoServiceImpl implements MemberWalletInfoService {
 
     @Override
     public MemberWalletInfo selectByMemberId(String memberId, String merchantId) {
-        return memberWalletInfoMapper.selectByMemberId(memberId, merchantId);
+        List<MemberWalletInfo> list = memberWalletInfoMapper.selectByMemberIdList(memberId, merchantId);
+        if (CollectionUtils.isEmpty(list)) {
+            return null;
+        }
+        // 优先返回 merchantId 不为空的记录，避免脏数据干扰
+        return list.stream()
+                .filter(w -> w.getMerchantId() != null)
+                .findFirst()
+                .orElse(list.get(0));
     }
 
     @Override

jsowell-pile/src/main/java/com/jsowell/pile/service/programlogic/DelayMerchantProgramLogic.java

@@ -1084,9 +1084,11 @@ public class DelayMerchantProgramLogic extends AbstractProgramLogic {
 
         // 需要退回本金的金额
         BigDecimal returnPrincipal = returnAmountMap.get("returnPrincipal");
+        returnPrincipal = returnPrincipal == null ? BigDecimal.ZERO : returnPrincipal;
 
         // 需要退回赠送金的金额
         BigDecimal returnGift = returnAmountMap.get("returnGift");
+        returnGift = returnGift == null ? BigDecimal.ZERO : returnGift;
 
         // 更新会员钱包/余额退回到钱包
         UpdateMemberBalanceDTO updateMemberBalanceDTO = UpdateMemberBalanceDTO.builder()
@@ -1101,17 +1103,22 @@ public class DelayMerchantProgramLogic extends AbstractProgramLogic {
 
         // 判断消费金额，如果消费金额 - 折扣金额小于 1 元，则将保险费也进行退回
         if (orderBasicInfo.getOrderAmount().subtract(orderBasicInfo.getDiscountAmount()).compareTo(BigDecimal.ONE) < 0) {
-            // orderBasicInfoService.refundInsurance(orderBasicInfo);
             // 判断是否需要退保险费用
             boolean checkResult = orderBasicInfoService.checkRefundInsuranceAmount(orderBasicInfo);
             if (checkResult) {
-                // 退保险, 计算退保金额
+                // 退保险, 使用 calculateBalanceRefund 重新计算完整的退款金额（电费退款+保险费退款）
+                // 注意：不能在 calculateReturnAmount 的基础上叠加保险费，因为 calculateReturnAmount 不感知保险费，
+                // 算出的退款金额中已包含保险费部分，叠加会导致保险费被重复退还
                 Map<String, BigDecimal> refundMap = calculateBalanceRefund(principalPay, giftPay, orderBasicInfo.getOrderAmount(), orderBasicInfo.getDiscountAmount(), orderBasicInfo.getInsuranceAmount());
+                BigDecimal refundPrincipal = refundMap.get("returnPrincipal");
+                BigDecimal refundGift = refundMap.get("returnGift");
                 BigDecimal returnPrincipalForInsurance = refundMap.get("returnPrincipalForInsurance");
                 BigDecimal returnGiftForInsurance = refundMap.get("returnGiftForInsurance");
+                refundPrincipal = refundPrincipal == null ? BigDecimal.ZERO : refundPrincipal;
+                refundGift = refundGift == null ? BigDecimal.ZERO : refundGift;
 
-                updateMemberBalanceDTO.setUpdatePrincipalBalance(returnPrincipal.add(returnPrincipalForInsurance));
+                updateMemberBalanceDTO.setUpdatePrincipalBalance(refundPrincipal.add(returnPrincipalForInsurance));
-                updateMemberBalanceDTO.setUpdateGiftBalance(returnGift.add(returnGiftForInsurance));
+                updateMemberBalanceDTO.setUpdateGiftBalance(refundGift.add(returnGiftForInsurance));
             }
         }
         // 统一退款

jsowell-pile/src/main/resources/mapper/pile/MemberWalletInfoMapper.xml

@@ -528,6 +528,17 @@
 
   </select>
 
+  <select id="selectByMemberIdList" resultMap="BaseResultMap">
+    select
+    <include refid="Base_Column_List" />
+    from member_wallet_info
+    where del_flag = '0'
+    and member_id = #{memberId,jdbcType=INTEGER}
+    <if test="merchantId != null">
+      and merchant_id = #{merchantId,jdbcType=VARCHAR}
+    </if>
+  </select>
+
   <select id="selectByMemberWalletList" resultMap="BaseResultMap">
     select
     <include refid="Base_Column_List" />